That was an interesting read. I have never actually thought about this before.
Thanks. I'm glad you found it valuable.
I always imagined insurance would cost way more than that, that's really pleasantly surprising.
I hear that a lot! You can cover your business in a multitude of scenarios for under £200 a year. Web design, graphic design etc is considered low risk by insurers, so the premiums shouldn't be too high (in the UK at least).
Does professional indemnity include things like protection for libel? I'm worried about my blog. ;)
It does indeed. Defamation, libel, slander, product disparagement… or other act related to disparagement of harm to the reputation or character of any person or organisation.