I always imagined insurance would cost way more than that, that's really pleasantly surprising.
I hear that a lot! You can cover your business in a multitude of scenarios for under £200 a year. Web design, graphic design etc is considered low risk by insurers, so the premiums shouldn't be too high (in the UK at least).
That was an interesting read. I have never actually thought about this before.
Thanks. I'm glad you found it valuable.
Does professional indemnity include things like protection for libel? I'm worried about my blog. ;)
It does indeed. Defamation, libel, slander, product disparagement… or other act related to disparagement of harm to the reputation or character of any person or organisation.