Curious to know what my options are...
Why doesn't anyone praise BrainTree for the amazing that it is! Not only does it follow inline with what Stripe is doing and have the same pricing (in the US at least), it also doesn't take fees on the first $50k you make..
BrainTree also allows you to bring your own processor, so you could get better rates than published.
In addition their API is just as powerful and open as Stripe's.
+1 for BrainTree, and RIP Balanced.
I think part of it is a lack of name recognition, and what name recognition they do have is from Paypal... Which is not quite the type of recognition they might want.
We actually use Braintree for Panda Jobs and they do a good job - especially with the interface panel. But always curious to see what else is out there...
We evaluated Braintree and other solutions. Stripe was (significantly) less money, and supports ACH. We also do a lot of volume, so your mileage may vary.
Why not Stripe?
In no particular order:
What's your use case? I hate payment integration, but Sagepay isn't too bad these days.
Thanks. It's for monthly subscription...
Weird. It wasn't that long ago Stripe was the alternative to PayPal... Seems like people are moving away from Stripe now though.
Mollie and Adyen
It depends on your priorities. If you want to lower your merchant fees, then you need to move to one of the traditional players (eg. Authorize.net). Square just announced online payment support. It's the same cost as Stripe, but you can take advantage of their POS offerings.
I have a client that asks me every few months about moving away from Stripe. It's been three years, and we haven't found a better solution yet that will give us the same value and features for the cost. Most traditional merchants make it extremely hard to save credit cards on a user's account or deal with PCI compliance. Stripe makes that possible in an easy, well-documented way.
Haven't had a chance to dive in, but CommerceJS by Chec seems promising.
Well, stripe is good, but you can find cheaper options. At the moment I'm using cardinity , they are pretty good in terms of their prices ( https://cardinity.com/pricing ). For example, cardinity charge 0.25€ + 1.7% while stripe 0.3€ + 2.9%. I would say that the difference is remarkable.
Square just launched their API. I think it's supposed to be stripe-like. They are the people who do the physical iPad device thing at a lot of stores