Doesn't seem like it.
Hmm, don't think so...
What's the universal rule for article titles? Something like "if the title poses a question the answer to the question is always no."
It's just click bait.
No click bait here. I posed the question based off the content of the article, which I thought was interesting. I was hoping to get more of a discussion going as to what direction financial services/apps like these are going to take in the future to retain users.
It might not be going great, but it's definitely not going under. I imagine with the newer initiatives in place, something is going to do well.